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My wife and I are seeking to get a home equity loan. We have
been married for 16 months and she bought the house 3 years
ago. Is there any reason why either of us should sign a quit
claims deed in order to get refinancing for our home ?
I was thinking of refinancing my house in order to get some money out which I need and also take advantage of a lower rate. My current rate is 6.75%. Can someone please explain to me how I should start? And how the whole process will work? Where should I check to get the [...]
In: refinancing
31 Mar 2010If my savings is only going to be about $60-$70 a month, is it worth refinancing and extending loan?
In: refinancing
31 Mar 2010I keep hearing people get this money back, I don’t understand, what does refinancing your house mean?
In: refinancing
31 Mar 2010Currently looking at refinancing home, but can’t decide if it would be better to add additional monies to current mortgage to lower amount to be refinanced, or refinance and put that sum onto new mortgage.
In: refinancing
30 Mar 2010I am considering refinancing my car loan with a different lender. I know what my payoff amount is for the vehicle, and it adds about a $1.50 per day from today to the payoff amount. Will I have to pay taxes again for refinancing? Also should I automatically request an additional amount of about 30 [...]
My husband and I are refinancing our mortgage through a different lender. I kept my maiden name so of course we have different last names. We have to give our new lender a copy of our marriage license for the refinancing paperwork. Although I don’t remember for sure, I don’t think we had to provide [...]
In: refinancing
28 Mar 2010I am 5 yrs into a 30 yr fixed first 10 yr interest only mortgage. This is a rental property that I have to pitch in 100$ every month to make work. I have approx 20,000 equity if I were to sell now. I have been turned down twice for refinancing and the [...]
I bought my home in So Cal in July 2008. I currently have a rate of 6.25%. I keep getting letters saying that because the rates have dropped into the 5% range I can reduce it. Some letters state refinance and others say streamline with no closing costs. Can someone please explain the difference and [...]
In: refinancing
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