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31 Mar 2010How do I get a late mortgage payment off of my credit report? I mean I’m totally current on my mortgage now. I want this off of my report. Thanks
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5 Responses to How do I get a late mortgage payment off of my credit report?
merrybodner
March 31st, 2010 at 5:05 pm
It will disappear in a few years. Until then, you will have to live with it.
...Just Me!
March 31st, 2010 at 5:13 pm
You can’t. It will be ‘erased’ after seven years.
You can add a statement to your report to explain the sitution. This statement will be viewable for all prospective credit grantors.
acermill
March 31st, 2010 at 5:18 pm
You don’t get it off. That what a credit report is. Just because you made up the late payment and became current does not allow you to ask that it be removed.
It will disappear in the normal time frame of seven years from its original delinquency.
zioncanyon
March 31st, 2010 at 6:15 pm
you cannot…all info is kept for seven years. so in the meantime pay everything on time and this will be a minor glich in you overall score…and ater 7 years it will dissappear
Gabi ?
March 31st, 2010 at 6:15 pm
it will stay on your credit report for 7 years.