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In: refinancing
9 Feb 2010Here’s the deal: I have a used car that I am paying $320 a month (for a used car this is a bit much). I can afford this however but I’d just like to cut my monthly bills. Although all 24 months have been paid for (so 24 months left). The total lease was for 48 months. Do I talk to the car dealer I bought my car from or do I just start re-searching for a refinancing company?
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1 Response to how do I start refinancing my monthly car payment?
nevergonnaletyoudown
February 9th, 2010 at 6:14 pm
Did you buy it or did you lease it? If you leased it you cannot refinance as you are basically renting the car and not financing anything. If you bought it, you can go to any lender (I’d start with the one that’s currently handling your loan) and ask what kind of refinancing options they can offer you — it will depend on the car (year/make/model) and your credit score and income.