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Ask about mortgage insurance information
My aunt’s husband just died , however my aunt cannot find any of his documents. She knows her husband purchased mortgage life insurance on the house, however she does not know the company he purchased the insurance from. How does she go about finding out the company holding her late husband’s mortgage life insurance policy?
Thanks
P.S
They were in the midst of divorce proceedings when her husband died, thats why all their business and documents were being handled seperately. Technically they are still married though.
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3 Responses to How does one find out if there is Mortgage Life Insurance on a house?
rcsinga
March 1st, 2010 at 2:04 pm
mortgage company might can help you.
olderbutwiser
March 1st, 2010 at 2:25 pm
Call the company that has the mortgage on the house…they can, and will, tell you.
Charlie L
March 1st, 2010 at 3:15 pm
The mortgage company that holds the mortgage on the house may or may not be able to help – my guess is most likely not. Mortgage life insurance is a form of decreasing term life insurance, tied to the amount of the mortgage. The policy could have been written by any company that writes life insurance.
I would suggest that you start with the individual who was handling the divorce for the husband (attorney??), or check with the individual who is named as the personal representative in the husband’s will. Next I’d check with the regular insurance agent, if the two had one. If that doesn’t bear any fruit, start looking at the checks written in the past, maybe that will give some ideas of the name of the company.
Good luck.