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Mortgage Loan Modification – Should your mortgage be no more than 31% of your income, and does that include 1st and 2nd?
Question about should your mortgage be no more than 31% of your income, and does that include 1st and 2nd :
I have just recently applied for a loand modification (no response yet) and then I heard that what will likely happen is that they will try to make my home mortgage payment no more than 31% of mine and my husbands income. Now will that mean my 1st and my 2nd loan combined will not be more than 31% of our income?
Answer about should your mortgage be no more than 31% of your income, and does that include 1st and 2nd :
31% includes ALL mortgages, property taxes, AND insurance
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