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My husband lost his job making $ 42,000 a year and he was the main provider of the household, we missed 2 mortgage payments and behind on 19 credit cards, there is no possible way we can catch up on that many credit cards and keep our home and cars and the way gas, electricity and food prices are going up, we are in a huge jam! can someone give us advise, we do not want his wages garnished, is bankruptcy our only hope? I do not think we can even afford a debt settlement program at the rate they even suggest! He is now making $ 36,000 a year and my wages have stayed the same, very low! He now has to pay for my health insurance to top all of that off with the new job which is outrageous. Is there any hope for an American anymore or must I go Mexican or Canadian as a citizen and head for the borders with my husband to get a new life start.
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