Posts Tagged ‘credit’

I insured my credit cards and now I am unable to work and they refuse to honor the Agreement in the insurance?

First of all this is personal but I don’t know where else to turn to Long story short is I served over sea’s and came back a little Different. I spoke to doctors in 2004 and they told me to apply for benefits. They also did an evlutation on me and I just recently got [...]

How much does INTERIOR ONLY homeowners insurance cost for a townhouse or condo? I have excellent credit, etc?

my husband just past away he owes credit cards, the house but he left life insurance, will they go after it?

i am afraid the credit card companies and the mortgage company will have first access to the money left for life insurance. He was de sole provider of the family.

How can I get a mortgage if I have credit score under 400?

Most of the mortgage companys I have tryed will not give me a mortgage because I have a credit score under 400. They say they will not help anyone with out having a credit score over 500.
I have a fourclouser on my credit and a really old credit card bill that I refuse [...]

Have you been hurt by inaccurate credit bureau info?

Below is a copy of a letter sent to President Obama and each of my congressmen today.
If you have had your chances for a loan, mortgage, or job destroyed due to inaccurate credit bureau information, now is the time to speak up and ask for reform
Dear President Obama,
I am writing to ask you to [...]

Mortgage Help for “thin file” little credit?

I am 19 me and me girlfriend are going to get married and we want to get a house we both work full time I make about about 15000 and she makes 25000 annually we also want her mom to move in who gets around 12000 a year and with help with the mortgage. My [...]

2nd mortgage Foreclosure: How long is the delay to put it on your credit?

We paid off a 2nd mortgageforeclosure before it went through. We continued to pay on our first mortgage with no problem. The attempted forclosure was not on our credit report until we refinanced with a new mortgage company. Is this fair? It looks suspicious that it only appeared on our credit after we refinanced with [...]

Credit Cards & Financial Planning : How to Calculate the Costs of Refinancing Your Home

When calculating the cost of refinancing a home, do a good faith estimate and note the inclusion of state fees, closing fees and recording fees. Check with a mortgage consultant before calculating the costs of refinancing a home withtips from a financial consultant in this free video on credit cards and personal finance. Expert: Carrie [...]

How to mortgage a home with no credit history?

How can one mortgage a home without any credit history? We don’t own any credit cards and credit is harder now to obtain than before. What kind of a down payment would we need?
Thanks!

Is paying off defaulted loans that aren’t on my credit report going to help my credit score?

I owe $9,000 in student loans. They just started garnishing my wages for $500/month. The loans were from 1998 and do not appear on my credit report. The collection company told me that once they’re paid off that they will appear as not in default on my credit.