Posts Tagged ‘credit’

Does refinancing a vehicle harm your credit score?

I purchased a vehicle at a time when my credit score was low due to identity theft and fraud on my record. I really needed a new vehicle, so I had no choice but to make the purchase with a high rate. I am now considering refinancing my vehicle for a lower rate. I know [...]

How can I be on our mortgage without an existing credit score?

My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account only. Is there still a way for me to be on the mortgage?
Will my income [...]

I insured my credit cards and now I am unable to work and they refuse to honor the Agreement in the insurance?

First of all this is personal but I don’t know where else to turn to Long story short is I served over sea’s and came back a little Different. I spoke to doctors in 2004 and they told me to apply for benefits. They also did an evlutation on me and I just recently got [...]

How much does INTERIOR ONLY homeowners insurance cost for a townhouse or condo? I have excellent credit, etc?

my husband just past away he owes credit cards, the house but he left life insurance, will they go after it?

i am afraid the credit card companies and the mortgage company will have first access to the money left for life insurance. He was de sole provider of the family.

How can I get a mortgage if I have credit score under 400?

Most of the mortgage companys I have tryed will not give me a mortgage because I have a credit score under 400. They say they will not help anyone with out having a credit score over 500.
I have a fourclouser on my credit and a really old credit card bill that I refuse [...]

Have you been hurt by inaccurate credit bureau info?

Below is a copy of a letter sent to President Obama and each of my congressmen today.
If you have had your chances for a loan, mortgage, or job destroyed due to inaccurate credit bureau information, now is the time to speak up and ask for reform
Dear President Obama,
I am writing to ask you to [...]

Mortgage Help for “thin file” little credit?

I am 19 me and me girlfriend are going to get married and we want to get a house we both work full time I make about about 15000 and she makes 25000 annually we also want her mom to move in who gets around 12000 a year and with help with the mortgage. My [...]

2nd mortgage Foreclosure: How long is the delay to put it on your credit?

We paid off a 2nd mortgageforeclosure before it went through. We continued to pay on our first mortgage with no problem. The attempted forclosure was not on our credit report until we refinanced with a new mortgage company. Is this fair? It looks suspicious that it only appeared on our credit after we refinanced with [...]

Credit Cards & Financial Planning : How to Calculate the Costs of Refinancing Your Home

When calculating the cost of refinancing a home, do a good faith estimate and note the inclusion of state fees, closing fees and recording fees. Check with a mortgage consultant before calculating the costs of refinancing a home withtips from a financial consultant in this free video on credit cards and personal finance. Expert: Carrie [...]