We are refinancing our first mortgage. We have a second which is a home equity line of credit at 7.78% We can probably pay it off in 10 years. Should we roll it into our first and refinance both at 5.20% for 30 years? Would the difference in interest rates offset [...]
Posts Tagged ‘first’
What do I do about him, this is my first baby?
I met with the father of my baby a few days ago, who insists he wants to be a part of the baby’s life.
Then he tells me about all the student loans/credit card debt/ car payments/insurance/mortgage costs he has every month and he just has a pretty average job.
A friend of mine told me that [...]
First time home buyer, Mortgage company keeps sending me about protection insurance plan? should I sign up?
Hi
My family just bought a new home and the mortgage company keeps sending me mails such as
IMPORTANT NOTICE COMPLETE AND RETURN
mortgage protection insurance plan and life insurance plan.
They make it sound like I must fill these forms out and apply. I feel like they are just extra payments that I have to make. Are they [...]
I want to become a financial planner. How much of my first few years will be spent doing sales?
I like the counseling, math and presentation (I have a PhD in physics) aspects of financial planning but I’m put off by the idea that I’ll spend the first few years at a national company desperately trying to build a client base — asking my relatives to sign up, cold calling, etc.
Is this a standard [...]
What types of loans are out thier for first time home owenrs with good credit?
What types of loans are out thier for first time home owenrs with good credit? The place that I want to buy is about $185 can I still get a zero down loan? If not what is the next best thing?
Can a first mortgage be refinanced to a lower rate if there is also an existing second mortgage?
If a homeowner has a first mortgage and a second mortgage, and would like to refinance the first mortgage at different terms, can this be accomplished – does the existing second mortgage put a monkey-wrench in refinancing the first?
What happens to the second mortgage when the first mortgage forecloses?
I am going through a foreclosure on my first mortgage, what are my options with dealing with the second mortgage? Any legitimate websites with guides for dealing with the aftermath of foreclosure would also be appreciated.
What banking information do I need to bring to my first day at work?
I’m starting my first day of work at Safeway in Manitoba, and I need to know what banking information I need to bring with me. My boss started talking about it but wasn’t very informative. I know she said that I need my banking number or something, but other than that I have no idea. [...]
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