Mortgage Insurance » Good http://mortgageinsuranceblog.com Ask about mortgage insurance information Thu, 29 Jul 2010 13:50:55 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 I want Whole Life insurance and Gerber Life insurance seems good for my Newborn boy. Should I get it too? http://mortgageinsuranceblog.com/i-want-whole-life-insurance-and-gerber-life-insurance-seems-good-for-my-newborn-boy-should-i-get-it-too/ http://mortgageinsuranceblog.com/i-want-whole-life-insurance-and-gerber-life-insurance-seems-good-for-my-newborn-boy-should-i-get-it-too/#comments Fri, 09 Jul 2010 13:51:18 +0000 http://mortgageinsuranceblog.com/i-want-whole-life-insurance-and-gerber-life-insurance-seems-good-for-my-newborn-boy-should-i-get-it-too/ It says 8.40 for me for 10k and 3.70 for each 5k I want to go higher. For my girlfriend it says 7.80 for the first 10k and 3.40 for each 5k extra. Does this sound like a decent deal?
I dont make great deals of money each month, so I just want some decent coverage if the inevitable does happen. So I guess since I am a current sophomore in college i could just get term life insurance and then convert it to whole life once i get a good job. So then would you say term is better than whole life in my situation of being a 19 year old parent?

]]> http://mortgageinsuranceblog.com/i-want-whole-life-insurance-and-gerber-life-insurance-seems-good-for-my-newborn-boy-should-i-get-it-too/feed/ 12 is today a good time for refinancing a home loan? http://mortgageinsuranceblog.com/is-today-a-good-time-for-refinancing-a-home-loan/ http://mortgageinsuranceblog.com/is-today-a-good-time-for-refinancing-a-home-loan/#comments Wed, 02 Jun 2010 17:51:30 +0000 http://mortgageinsuranceblog.com/is-today-a-good-time-for-refinancing-a-home-loan/ I live in Texas and bought a home 19 months ago with a 6.0 interest for 30 years and almost none downpayment. I have an oustanding credit score 730 or so.

When is a good time to refinance?

]]> http://mortgageinsuranceblog.com/is-today-a-good-time-for-refinancing-a-home-loan/feed/ 3 Will the health insurance reform bill be good or bad for natural healers/holistic medecine? http://mortgageinsuranceblog.com/will-the-health-insurance-reform-bill-be-good-or-bad-for-natural-healersholistic-medecine/ http://mortgageinsuranceblog.com/will-the-health-insurance-reform-bill-be-good-or-bad-for-natural-healersholistic-medecine/#comments Mon, 31 May 2010 04:37:55 +0000 http://mortgageinsuranceblog.com/will-the-health-insurance-reform-bill-be-good-or-bad-for-natural-healersholistic-medecine/ http://mortgageinsuranceblog.com/will-the-health-insurance-reform-bill-be-good-or-bad-for-natural-healersholistic-medecine/feed/ 10 What good is it to tell insurance companies they can’t exclude people with preexisting conditions? http://mortgageinsuranceblog.com/what-good-is-it-to-tell-insurance-companies-they-cant-exclude-people-with-preexisting-conditions/ http://mortgageinsuranceblog.com/what-good-is-it-to-tell-insurance-companies-they-cant-exclude-people-with-preexisting-conditions/#comments Wed, 26 May 2010 16:53:03 +0000 http://mortgageinsuranceblog.com/what-good-is-it-to-tell-insurance-companies-they-cant-exclude-people-with-preexisting-conditions/ The insurance companies can then just charge as much as they want to people that have expensive preexisting medical conditions. For example you have diabetes, you go to get insurance, the company says sure we would love to insure you for 1000/month. Who can afford that? The government would have to also tell the insurance companies how much they are allowed to charge for it to help any.

]]> http://mortgageinsuranceblog.com/what-good-is-it-to-tell-insurance-companies-they-cant-exclude-people-with-preexisting-conditions/feed/ 5 Is it a good idea to pull money out of a 401k to pay off debt? http://mortgageinsuranceblog.com/is-it-a-good-idea-to-pull-money-out-of-a-401k-to-pay-off-debt/ http://mortgageinsuranceblog.com/is-it-a-good-idea-to-pull-money-out-of-a-401k-to-pay-off-debt/#comments Sun, 23 May 2010 17:49:31 +0000 http://mortgageinsuranceblog.com/is-it-a-good-idea-to-pull-money-out-of-a-401k-to-pay-off-debt/ We are currently in credit counseling and have been for the past 2 years, we still have about $7,000 of debt to pay off, and about $3,000 on a car loan to pay off.
If we pull the money out of the 401k and rid ourselves of this debt, we’d be freeing up almost $900 a month… which could be used for savings, paying off our mortgage a little earlier… or countless other things…
I realize that there is a price to pay for taking the money out early… like %35 in fees and taxes, but in the long run wouldn’t getting rid of this debt be a better idea?

]]> http://mortgageinsuranceblog.com/is-it-a-good-idea-to-pull-money-out-of-a-401k-to-pay-off-debt/feed/ 6 What’s a good credit card to help me repair my credit? http://mortgageinsuranceblog.com/whats-a-good-credit-card-to-help-me-repair-my-credit/ http://mortgageinsuranceblog.com/whats-a-good-credit-card-to-help-me-repair-my-credit/#comments Sun, 23 May 2010 17:49:29 +0000 http://mortgageinsuranceblog.com/whats-a-good-credit-card-to-help-me-repair-my-credit/ I’ve always had excellent credit (730+) until I graduated from college a couple years ago. A year ago I entered a credit settlement program on about $10K of card debt from school.

I’m married now and we didn’t think the housing market would be so low so quickly, and we’re trying like mad to pay off my settlements and repair my credit. I need a new credit card, but ONLY for the purpose of having a credit line, so that I look good to mortgage banks. I finally make enough that I would never need to use it.

Aside from paying off my settlement (one account is left), how can I start fixing things?

]]> http://mortgageinsuranceblog.com/whats-a-good-credit-card-to-help-me-repair-my-credit/feed/ 2 What are some really good auto insurance companies? http://mortgageinsuranceblog.com/what-are-some-really-good-auto-insurance-companies/ http://mortgageinsuranceblog.com/what-are-some-really-good-auto-insurance-companies/#comments Sun, 23 May 2010 16:54:13 +0000 http://mortgageinsuranceblog.com/what-are-some-really-good-auto-insurance-companies/ I just turned 18 and my parents are basically kicking me off the insurance. i need some good but affordable car insurance (full coverage) What insurance company are you with and about how much is it a month for 1 driver?

]]> http://mortgageinsuranceblog.com/what-are-some-really-good-auto-insurance-companies/feed/ 2 How can i reduce closing costs while refinancing my mortgage with good credit? http://mortgageinsuranceblog.com/how-can-i-reduce-closing-costs-while-refinancing-my-mortgage-with-good-credit/ http://mortgageinsuranceblog.com/how-can-i-reduce-closing-costs-while-refinancing-my-mortgage-with-good-credit/#comments Thu, 20 May 2010 17:52:06 +0000 http://mortgageinsuranceblog.com/how-can-i-reduce-closing-costs-while-refinancing-my-mortgage-with-good-credit/ Hello mtg. gurus. What would you suggest in the way of reduced closing costs and APR? What can I do to get a great mtg? I have found a way to get rid of FHA financing on my mtg. Are there any other things?

]]> http://mortgageinsuranceblog.com/how-can-i-reduce-closing-costs-while-refinancing-my-mortgage-with-good-credit/feed/ 2 What is a good type of job for a new mother? ? http://mortgageinsuranceblog.com/what-is-a-good-type-of-job-for-a-new-mother/ http://mortgageinsuranceblog.com/what-is-a-good-type-of-job-for-a-new-mother/#comments Thu, 20 May 2010 17:51:59 +0000 http://mortgageinsuranceblog.com/what-is-a-good-type-of-job-for-a-new-mother/ I am 30 weeks pregnant today and currently employed at Money Management International, a consumer credit counseling agency. I take many calls all day where people are struggling financially with both unsecured debt and mortgage crisisis. I don’t want to sit on my butt all day for the rest of my life and listen to other peoples issues when I have them of my own. I have experience as a Medical Assistant but, want a front office job where they are willing to train me. Can you guys give me some ideas? I want to spend most time with my daughter when she is born but, I still would need a part time job that is uplifting and keeps me motivated.

]]> http://mortgageinsuranceblog.com/what-is-a-good-type-of-job-for-a-new-mother/feed/ 3 What are good insurance companies for male learner drivers? http://mortgageinsuranceblog.com/what-are-good-insurance-companies-for-male-learner-drivers/ http://mortgageinsuranceblog.com/what-are-good-insurance-companies-for-male-learner-drivers/#comments Sun, 16 May 2010 16:53:28 +0000 http://mortgageinsuranceblog.com/what-are-good-insurance-companies-for-male-learner-drivers/ We are starting to think about a car and insurance for our son who is 17 shortly. Have you any advice on types of car and how the insurance system works, is it better for him to insure himself or for to do it through his father, and which companies are the best.
Thanks

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