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I find it sad that people are losing their homes, but at the same time find it a little ridiculous. Home owners who pay their mortgages on time are stuck with that interest rate/payment. Where as irresponsible consumers who got in over their head get relief. Does this mean good people, that [...]
Im looking to refinance my house for the first time and want to know what fees are involved that I am responsible for and when I am expected to pay them.
In: loan
14 Apr 2010I am about to gain a $13000 debt in student loans. In about 6 months we are applying for a home loan. Will that student loan be applied to my debt to owe ratio? Will it be a factor when applying for a home loan?
Home is in Rhode Island.
In: refinancing
12 Apr 2010We bought our home in August of 2008 for 237,000, our apr is at 6.34%. Our monthly mortgage is 1,800. We want to refinance, but are not sure, since many places say they will only refinance a percentage of the home. Any help greatly appreciated.
My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens to one of us.
We would like to have coverage in case something happens. I know [...]
In: Mortgage
11 Apr 2010I have a list of reasons why they would be against the idea (limited government intervention, Laissez-faire, current banking crisis), but would there be any reason why they would be for it? This was a repost an hour ago and again I greatly appreciate for the help in advance.
In: refinancing
10 Apr 2010I’m trying to refinance my home I was told that I wouldn’t be able to because of the foreclosures in my neighborhood. I’ve looked into home inspections and can’t find anything that talks about a homes neighborhood. Are local foreclosures really an issue when refinancing?
for my rental property? Is it a good idea to switch home insurance to rental insurance when a tenant is living in my rental property just in case if they smashed some holes on the wall, or some damages on the property?
Thanks!
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