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In: Mortgage
23 May 2010And if you choose to address the question of ongoing home foreclosures in the US, could you add what you think is the best way to approach this crisis “spiritually” ?
Is this a social and economic problem that the churches & mosques & synagogues should be handling, exclusively?
Is it a situation that a secular government [...]
In: refinancing
22 May 2010With the intrest rate going down when should you consider refinancing your home. I’m locked in at 5.875% (Fixed)and the intrest rate is going around 5.680% at what point would it be worth making the move. Is there any rule of thumb that one should follow?
I have a mortgage with BOFA. Due to circumstances beyond my control (job loss) I called about a loan modification. I do not qualify for the refinance as I am underwater on the mortgage. I was told I don’t qualify for a modification because my mortgage has ‘lender paid’ PMI. [...]
In: Mortgage
20 May 2010We’ve lived in this house for two and a half years and 5 months ago got an FHA refinance. However we may have to rent this house out because of economic problems. Could we get in trouble for this somehow? Our Mortgage is underwater so if they tried to call the [...]
In: refinancing
18 May 2010My husband and I bought a home three years ago, but it is in his fathers name so I guess technically he bought it for us. We now want to refinance and put the home in our name, but don’t have the best credit. His dad is willing to co-sign for us to get the [...]
In: refinancing
17 May 2010I am planning to buy my first home and applying for a home loan and one of the lender said this to me
” If you take your mortgage with us and after 4 payments are made, if the rate goes down by a .25% we will refinance you at no cost”
1) Do they really [...]
In: loan
14 May 2010Any advice on what to look for when shopping around for home equity loans?
Are there referral commissions?
I have a couple of individuals looking for a home equity loan … I told them I’d look into it for them. I’d like to find a quality vendor, but if referrals commissions are paid out, I’d like to [...]
I’m in California and to my surprise electrical is not covered in my homeowners insurance policy, what the heck? So, I may have to foot the bill for an entire rewire, any ideas what I’m looking at for cost? Thanks.
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