Posts Tagged ‘house’

Can I get a car loan after refinancing my house?

We are working on refinancing our house and so far all is well. We plan to purchase a vehicle in a month or so. I am wondering if there will be a problem getting a car loan with minimal interest rate after refinancing our house. Any advice is much appreciated.

Does homeowners insurance cover the cost of car damages that are in a garage that is attached to the house?

If vehicles are destroyed in your garage in a house fire, I assumed if they were covered, but maybe not??? Why should my vehicle ins pay the cost of this?

Do different banks go by their own Parameters when considering refinancing a loan for a house?

BofA told us that their parameters changed and went lower and therefore we do not qualify to refinance.
Do different companies/mtg lenders go by their own Parameters when considering clients/customers for refinancing? Or is it all the same for lien holders?

How much should homeowners’ insurance cost on a $225,000 house?

The house is in a subdivision in a small town with little crime, if this helps.
It is in southeast Michigan, and no, it is not in Detroit.

my husband just past away he owes credit cards, the house but he left life insurance, will they go after it?

i am afraid the credit card companies and the mortgage company will have first access to the money left for life insurance. He was de sole provider of the family.

How much does homeowners insurance cost for a 250,000 house?

If you are against the bailout are any of these 12 House reps yours? They may change to yes vote?

Rep. Rodney Frelinghuysen (R-N.J.)
According to one senior GOP aide, Frelinghuysen was a yes but reversed his vote at the last minute. Afterward, Frelinghuysen called for more hearings and debate on the bill, saying, “We have not adequately consulted, deliberated and explained this to the American public and our constituents.”
Rep. Jim Ramstad (R-Minn.)
A retiring moderate [...]

can you mortgage your house or business to pay a funeral – friends mom just died unexpected?

friends mom just died – the dad found her sitting in a chair dead. They own 3 buildings (business buildings – but not rented out however in prime section) and a house – however they have bad credit.They did not carry mortgage insurance. I dont know what to tell this friend as she is devasted [...]

How does one find out if there is Mortgage Life Insurance on a house?

My aunt’s husband just died , however my aunt cannot find any of his documents. She knows her husband purchased mortgage life insurance on the house, however she does not know the company he purchased the insurance from. How does she go about finding out the company holding her late husband’s mortgage life insurance policy?
Thanks
P.S
They [...]

How does my mortgage affect letting my house out?

I have an interest only mortgage with my mortgage lender but I would now like to let my house out.
I have been advised that if I let my house out I am obliged to let my mortgage provider know.
I don’t know what the repercussions of this would be if I did or didn’t tell them. [...]