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We have been married 3 years. She had 3 teen boys when we married. 1 is in college(19),1 about to leave for the military(18),Our daughter(4) and her 17 lives with us. We moved into our new home last year with my name only on the mortgage. Her credit was bad. Her 18 year old was [...]
In: Mortgage
4 May 2010U.S. Loan Effort Is Seen as Adding to Housing Woes
By PETER S. GOODMAN
The Obama administration’s $75 billion program to protect homeowners from foreclosure has been widely pronounced a disappointment, and some economists and real estate experts now contend it has done more harm than good. Since President Obama announced the program in February, it has [...]
We went through credit counseling about 8 years ago and paid off all our credit cards. Since then I have established credit with 3 companies and have always paid on time. If I have good credit but my husband doesn’t use credit cards will it affect us negatively if, say, we wanted to refinance [...]
Below is a copy of a letter sent to President Obama and each of my congressmen today.
If you have had your chances for a loan, mortgage, or job destroyed due to inaccurate credit bureau information, now is the time to speak up and ask for reform
Dear President Obama,
I am writing to ask you to [...]
In: refinancing
6 Jan 2010I am in a arm loan and am looking to refinance after 2 years. I heard that refinancing can drop your credit score up to 30 points? Am i better off trying to sell or refinancing if i’m planning on selling after 5 years?
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