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In: Insurance
1 Sep 2010My buddy and I are starting a small, motorcycle repair business. We have been fixing bikes out of my garage (without a business license or anything) for about a year now, and have had huge success. We have a decent customer base, we just don’t have enough room in my garage for all the [...]
Buying my first home in a master-planned community. The commitment letter from the loan processor has listed a condition that I provide “evidence of Liability/Fidelity Insurance for the Homeoener’s Master Policy and all common areas.” When I searched the internet, this insurance looked like something condo associations have to purchase? Is this something [...]
I am starting a small corp. that offers companion services for the elderly. No medical involved although every one I hire has elderly care experience. This involves things like laundry, cooking, cleaning giving prescribed meds, etc. What kind of liability insurance do I need if everyone will be working as a subcontractor? What kind of [...]
Location: California
Care provided is non-skilled/ custodial only.
The care receiver is my domestic partner.
Long term care policy says I must have professional liability insurance “to protect the care receiver from any injuries sustained due to care provided”.
Both our names are on our homeowners policy – which has a $2 M personal umbrella policy (apparently not adequate)
I’m self employed (gardening business) and have 4 employees and I have lots of customers. I’m getting a homeowners policy but I’m wondering if I should get 300K or 500K personal liability coverage. Will this coverage also cover me if someone or my customers tries to sue me? For example, I heard if my kid [...]
In: Insurance
6 Mar 2010I’m about to set up a small sole trader business in the UK making furniture and I am going to be moving into a small industrial unit which I will be renting. I have been advised by the people who are renting out the unit that I need to get personal and public liability insurance. [...]
In: Insurance
8 Feb 2010I had Allstate at one time because it appeared to have the best deal on such coverage while my car insurance has been through Mercury. I’m interested in basic liability, no comp & collision. I’ve got a clean driving record, car license for years but only a motorcycle permit currently.
Thanks!
It’d be for a Ninja 250, [...]
Liability to bodily injuries Liability to property damages Collision Insurance Comprehensive Insurance Medical Expenses Insurance Coverage for uninsured.
Re- insurance companies, which cover the liability of insurance companies specializing in fine art, are increasingly wary of the financial danger of so many high priced works coming together at art fairs.
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