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19 Nov 2009Mortgage insurance is required by lenders if you get an FHA loan or make a down payment of less than 20 percent. Some states have laws that prohibit an LTV (loan-to-value) ratio of more than 8- percent without insurance. …
In: Mortgage
6 Oct 2009Last week HSBC announced that is making an additional half a billion pounds of mortgage funding available to homebuyers with deposits of just 10% (90% LTV). The bank has now reached the £1 billion it committed to lending earlier this …
In: Mortgage
5 Oct 2009The collapse of the private securitization market in 2007 and retrenchment by the private mortgage insurers led to a huge funding gap in mortgage finance, especially in the higher loan-to-value (LTV) sector. …
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