I have a high credit score (760), and was approved for my bank’s best rate. The refinancing process is taking awhile, and I would like to get a better rewards card than what I have. Would it be a bad idea to apply for a new credit card before the refinancing closes?
Posts Tagged ‘Mortgage’
Which of these families deserves government mortgage help?
Please tell me which of the following families deserves government mortgage help:
A. single mother with three kids. working, never married, child support erratic at best. bought a house in 2006 with a 5/1 ARM subprime loan. can’t afford payments now that the introductory low interest rate is ending.
B. married couple [...]
What is the difference between a mortgage APR and Interest Rate?
My mortgage interest rate is 6.875% and the APR is 7.504% Does the APR of 7.504% sound right if the interest rate is 6.875% ? My mom said that the 2 numbers should be closer together than that. Also, my mortgage banker never even mentioned an APR, and since we are 1st time home buyer’s, [...]
Are mortgage company suppose to have your social security number if you have not given it too them. . . . . ?
an insurance company called my house offering mortage information, they asked for my SSN# and i told them im not going to give it to them until they give me the rate and then they told me they already have it. and i never talk to this insurance company in my life…is this poosible….please help [...]
Nov 2006 Peter Schiff Mortgage Bankers Speech Part 3 of 8
In 2006 Peter Schiff tells over 1000 mortgage brokers they are about to be out of jobs. Watch how he completely nails the coming real estate/mortgage debacle before anyone else even realized it was coming.
My disability income is less than my mortgage, and I can’t pay my bills. Help!?
I am a 51 year old man who has been on a disability income from the Government since the 1980s. I have had multiple spinal surgeries for an injury during my twenties, and have been left with metal pins permanently supporting my spinal column and severe spinal pain.
I was also diagnosed in the 1980s with [...]
How can I be on our mortgage without an existing credit score?
My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account only. Is there still a way for me to be on the mortgage?
Will my income [...]
Why did banks and Mortgage companies give loans to people without checking thir ability to pay them back?
No doc loans? Home loans that do not include taxes or Insurance given to people who have NEVER held a job in their life? Why did they do it?