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Ask about mortgage insurance information
Will this small claim affect my condo homeowners policy rates more than the benefit of saving the $329.43 out of pocket?
I have short term and long term disability insurance at work. I have also used up fmla and went on supplemental medical leave. I have since gone back to work and accumulated additional fmla, but still my attendance is not what it should be. my question is, instead of geting fired for poor attendance and [...]
In: Refinancing
8 Sep 20112/28 ARM now, want great fixed rate.
I own a house free and clear – valued at about 125,000
I have about $10,000 of bad debt – credit score of 490s
I want a 60,000 mortgage, which I would also completely pay off all my old bad debt (mostly education).
How should I do this? Who would give me a mortgage right now or should [...]
In: Refinancing
1 Sep 2011I have excellent credit and a 6.625% mortgage rate on $160K mortgage. Would I benefit to refinance right now?
Bought my home 2 years ago for 216,000. I owe about 211,000 on it now, i did a Combo loan 1st and 2nd mortgage, not sure if that was a good move or not. 1st mortgage rate is 6.125% at 162K and second mortgage rate is 8.875% at 54K. If [...]
E.g., big discount for homes like these: see http://360.yahoo.com/ki_te_moana (in hurricane areas also). Would not this mitigate costs of disaster relief and save lives? Lower insurance costs?
In: Refinancing
28 Aug 2011This is not a jumbo loan, and I talked to a mortgage guy who quoted me at 5.5 – 5.75%. Just not sure if it’ll go down more.
Current:
Mortage amount: 157,500$ (orignal amount 159,570$ in dec ‘07)
Interest Rate: 6.375% (conventional 30yr fixed)
Princ / Inter : 995$
PMI: 127$
New Proposal:
Interest Rate: 5.25% (25 yr FHA fixed)
Princip / Inter: 1002$
Mortgage Insurance: 75$
Closing Costs: 5400$
Prepaid Items: 4400$
New Loan ammount: 167,300$
Notes:
– Home appraisal: 170,000$
- My wife have 0$ debt outside of our mortgage because we have been [...]
In: Refinancing
27 Aug 2011First off, my student loan is at 3.65 fixed for an amount of appros 12,000. My refinance rate for my mortgage is about 4.9% x 30yrs fixed. Would it be wise to take out an additional $12,000 at that rate to pay off a student loan that is at a lower fixed rate?
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