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In: refinancing
20 Feb 2010Just refinancing fees/costs/etc not the cost of the loan itself.
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2 Responses to What are the average costs involved with refinancing a vehicle?
Deb S
February 20th, 2010 at 6:45 pm
It shouldn’t cost you anything. The new company pays off the old one & you start paying the new debt. There shouldn’t be any fees to refinance a car.
SCH
February 20th, 2010 at 7:24 pm
Something to be aware of when you refi an auto is that ;1 your interset rate may be higher because the vehicle is older then when you purchased it originally (interest rate is inversly proportional to age of vehicle). 2 If you have negative equity (owe more than the car’s book value) you will most likely not be able to refi. 3 If you are able to refi for a reasonable rate you may be losing any equity you have in the vehicle (so when you do want to trade the vehicle in you may not have as good of a trade in value).
Good Luck